Certified Pre-Approved
Kathryn Renee Morgan & David Edward Netherton
APPROVED
Purchase Price Up To
$659,900
Loan Type
FHA 30-Year
Financing
96.50% (3.5% Down)
Issued Date
04/23/2026
Expires
07/22/2026
Letter of Pre-Approval
Based on a review of the credit and financial circumstances of the applicant, Keith Goeringer working for Barrett Financial Group, LLC · NMLS #181106 has determined that applicable loan program guidelines are met and documentation has been reviewed — therefore Kathryn Renee Morgan & David Edward Netherton has been pre-approved for the purchase of a home with a purchase price up to $659,900.
This pre-approval is for a FHA 30-Year loan with 3.5% down payment (96.50% financing). Loan amount up to $636,803.
Loan Officer Certifies:
✓Received and reviewed the borrower(s) income documentation
✓Received and reviewed the borrower(s) asset documentation
✓Reviewed the borrower(s) credit report for minimum credit score & trade lines
4 Reasons To Choose Our Client's Offer
We Close Faster
26 days
vs. 45-day industry average
We Communicate Better
32
touch points to all parties
We Close More
15–20/mo
loans closed every month
More Likely to Close
1%
cancelled due to financing since 2002
2025 Performance
101
Submitted
101
Closed
0
Declined
Contact Keith Goeringer
This pre-approval is subject to final underwriting review. Expires 07/22/2026.